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Thursday, March 15, 2012

poverty

Poverty is the state of one who lacks a certain amount of material possessions or money.[1] Absolute poverty or destitution refers to the one who lacks basic human needs, which commonly includes clean and fresh water, nutrition, health care, education, clothing and shelter. About 1.7 billion people are estimated to live in absolute poverty today. Relative poverty refers to lacking a usual or socially acceptable level of resources or income as compared with others within a society or country.[1] For most of history poverty had been mostly accepted as inevitable as traditional modes of production were insufficient to give an entire population a comfortable standard of living.[1][2] After the industrial revolution, mass production in factories made wealth increasingly more inexpensive and accessible. Of more importance is the modernization of agriculture, such as fertilizers, in order to provide enough yield to feed the population.[3] People who practise asceticism intentionally live in poverty.
The supply of basic needs can be restricted by constraints on government services such as corruption, debt and loan conditionalities and by the brain drain of health care and educational professionals. Strategies of increasing income to make basic needs more affordable typically include welfare, economic freedom, and providing financial services. Today, poverty reduction is a major goal and issue for many international organizations such as the United Nations and the World Bank.

Saturday, March 10, 2012

the process in the way

The majority of our partners operate a group-lending model which promotes accountability and encouragement between community members. Depending on the country, first time loans range from 1000-10,000. Regardless of the loan size, the results are significant. With profits from their businesses, parents are able to send their children to school, provide better nutrition, health care, shelter and clothing for their families, and become engaged in their communities to break the cycle of poverty. They are given dignity and hope and as a result, lives are changed now and for generations to come.
All of our programs are designed to become self-sustaining, meaning that fees and interest earned on the loans are adequate to cover local program operating expenses. Once
this point is reached, no further outside funding is needed for operating expenses, allowing all new funding to go toward program development and new loans. With loan repayment rates greater than 95%, loan capital is lent out again and again, multiplying its impact by helping many more families in the future.
Since 1985, EndPoverty has provided technical and financial support to more than 37 programs in some 50 countries and equipped more than 200,000 families to lift themselves out of poverty.

the efficiency of poverty

Over a billion people currently live below the poverty line, earning less than R.S 100 a day. At the Earth Institute, researchers take a “human needs” approach and look at the root causes of extreme poverty, thinking beyond money to ask whether people have the basics they need for economic growth.

Researchers, scientists and development practitioners work together to fight global poverty by addressing its multifaceted causes: hunger and malnutrition, inadequate access to health care and education, lack of safe drinking water and sanitation, energy problems, trade barriers, and gender inequality.

While on the surface poverty is often defined as a lack of income or assets, in the day-to-day lives of the very poor, poverty becomes a network of disadvantages, each one exacerbating the others. The result is generation after generation of people who lack access to education, health care, adequate housing, proper sanitation and good nutrition. They are the most vulnerable to disasters, armed conflict and systems of political and economic oppression and they are powerless to improve their circumstances. These conditions often carry with them dysfunctional family and societal relationships, paralyzingly low self-esteem, and spiritual darkness. Poverty is a lack of hope.
It's clear that handouts and traditional aid are not enough to solve the problem of poverty and its many entanglements. EndPoverty.org seeks to equip the poor to free themselves from poverty in a holistic way.